Anand Agarwal is the Co-founder and CTO of Credgenics, a leading technology solutions provider in loan collections and debt recoveries. After completing his M. Tech degree in Computer Science Engineering from IIT Delhi, he worked in corporate roles at 1MG and Urban Company before he went on to set up Credgenics, the FinTech disruptor. His passion and unwavering commitment to facilitating the digital transformation of credit collections and easy access to finance was a key factor behind the success of Credgenics. As a visionary technology leader with an innovation agenda and a futuristic outlook, Anand is focused on reimagining the collections space with technology. In his role as the CTO, he drives the overall strategic vision for the solutions, mentors the tech leadership and engages with the banking industry leaders to help them in their transformation initiatives. Anand has been instrumental in shaping Credgenics as a transformative, customer-centric and values-driven organization.